Spe­cia­lis­t (al­l ­gen­der­s) Ct­B ­Ra­tin­g & ­Fi­nan­ci­als

• Relevant professional experience in banking, credit risk or financial analysis, with a solid understanding of financial statements
• Curious, proactive and open to change, with a strong “try & improve” mindset
• Interest in automation, digitalization and process optimization (experience is an advantage but mindset is key)
• Motivation to work collaboratively in cross functional and international teams
• Solid foundation in accounting or finance (e.g. Master’s degree in economics, finance or a related field)
• Clear and confident communication skills and comfort in driving topics forward
• Fluency in English; German is a strong advantage
• Experience with IT coordination, testing, databases or basic programming concepts is beneficial
• Strong team spirit and the ability to work effectively with colleagues across different functions, age groups and experience levels

• Drive automation and digitalization of rating and financial analysis workflows
• Contribute to the implementation and enhancement of rating models, particularly for Corporate and Specialized Lending portfolios
• Work closely with risk, IT, model development and business stakeholders across the Group
• Challenge existing processes and help transform manual steps into efficient and scalable solutions by leveraging AI-based technologies
• Support the ongoing development and usability of the financial analysis system
• As a specialist in the CtB stream, you will actively contribute to Change the Bank initiatives and projects by supporting the transformation of rating and financial analysis processes across Erste Group.

• The minimum wage for this full-time position in accordance with the collective agreement with complete fulfillment of the functional profile is EUR 55.176,52 gross per year. But this is just a formality - we would be happy to talk about your actual salary in person!
• We offer our employees the opportunity to divide their hours between working from home and at the office.
• We consider the diversity of our employees as key to innovation and success. As employer we are proud to offer everyone equal chances, irrespective of age, skin colour, religious belief, gender, sexual orientation or origin.

We consider the diversity of our employees as key to innovation and success. As employer we are proud to offer everyone equal chances, irrespective of age, skin colour, religious belief, gender, sexual orientation or origin.